Choosing health insurance can feel overwhelming. Between monthly premiums, deductibles, doctor networks, and prescription coverage, there is a lot to consider—and you deserve help making sense of it.
Choosing health insurance can feel overwhelming. Between monthly premiums, deductibles, doctor networks, and prescription coverage, there is a lot to consider—and you deserve help making sense of it.
We help individuals and families in North Carolina understand their options and choose coverage that fits their needs. Our new HealthSherpa link gives you a convenient place to start, with personal guidance available along the way.
A Convenient Way to Compare Health Plans
HealthSherpa allows individuals and families to compare Affordable Care Act (ACA) Marketplace health insurance plans and apply for coverage online. You can explore available options and complete enrollment when you’re eligible.
Explore Health Insurance Options
Whether you are self-employed, purchasing coverage for your family, or transitioning away from employer coverage, we can help you understand what to look for.
Look Beyond the Monthly Premium
The right plan depends on more than its monthly cost. Before making a decision, consider:
- Your doctors and hospitals: Are your preferred providers in the plan’s network?
- Your prescriptions: Are your medications covered, and what will they cost?
- Your deductible and copays: What might you pay when you receive care?
- Your expected needs: Do you anticipate specialist visits, ongoing treatment, or other medical expenses?
We can help you review these details and confirm provider and prescription information before you enroll.
Get Ready for 2027 Open Enrollment
Marketplace Open Enrollment for 2027 coverage begins November 1, 2026, and ends January 15, 2027. For coverage beginning January 1, enroll by December 15 and pay your first premium by your insurance company’s deadline.
Need coverage sooner? Certain life changes—such as losing qualifying health coverage, getting married, having a baby, or an eligible move—may qualify you for a Special Enrollment Period. Eligibility requirements apply.
Online Convenience, Personal Guidance
You don’t have to figure everything out on your own. Start with our HealthSherpa link, or contact us if you would like help reviewing your options.
Call: 984-214-9542
Email: info@aafarleyins.com
Helping you protect what matters most with personal, clear, responsive service.

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