Property Protection for Your Business
Your building, equipment, inventory, furniture, tools, and supplies are all important parts of keeping your business running. Commercial property insurance can help protect your business from covered losses such as fire, theft, vandalism, storms, and other unexpected damage. Whether you own your building, lease your space, or work from a home-based office, the right coverage helps you recover faster and stay focused on serving your customers.
Coverage for Your Building, Equipment & Business Assets
Commercial property insurance helps protect the physical parts of your business, including your building, inventory, equipment, furniture, and supplies. If a covered event causes damage or loss, this coverage can help with repair or replacement costs so your business can get back on track.
Business Income Protection
If a covered loss forces your business to close temporarily, business income coverage can help replace lost income and cover ongoing expenses like rent, payroll, and utilities while you recover.
Equipment Breakdown Coverage
Equipment breakdown coverage can help protect your business when important systems or equipment suddenly fail, such as HVAC units, machinery, computers, refrigeration, or electrical systems.
When Property Damage Interrupts Business
A fire, storm, burst pipe, theft, or equipment failure can do more than damage your building. It can interrupt daily operations, affect your income, and create unexpected repair or replacement costs. Commercial property coverage can help protect your business space, equipment, inventory, and other important assets so you can recover with more confidence.
Commercial Property Coverage May Include
Helps protect the physical building your business owns, including walls, roof, floors, fixtures, and permanently installed equipment after a covered loss.
Covers items inside your business, such as furniture, computers, inventory, tools, supplies, equipment, and other assets used for daily operations
Helps replace lost income if your business has to temporarily close due to covered property damage, such as fire, storm damage, or another covered event.
Helps cover sudden mechanical or electrical breakdowns of important systems and equipment, such as HVAC units, refrigeration, machinery, or computers.
Helps protect products, materials, stock, and supplies your business depends on if they are damaged, stolen, or destroyed by a covered loss.
Helps with the cost to repair or replace damaged business property so you can recover faster and keep your operations moving.