Income Protection When Life Interrupts Work
Disability insurance helps protect your income if an illness or injury keeps you from working. Short-term disability coverage can help replace a portion of your income during the first weeks or months of a covered disability, while long-term disability coverage can provide continued income support for more serious or extended situations. Together, STD and LTD coverage can help you stay financially stable while you recover.
Short-Term Disability
Helps replace a portion of your income if a covered illness, injury, pregnancy, or recovery period keeps you from working for a short time.
Long-Term Disability
Provides continued income protection if a serious illness or injury prevents you from working for an extended period.
Income Protection Support
Helps you keep up with everyday expenses like rent, mortgage, groceries, utilities, and bills while you focus on recovery.
When Illness or Injury Keeps You From Working
An unexpected illness, injury, surgery, pregnancy, or recovery period can make it difficult to keep earning a paycheck. Short-term and long-term disability insurance can help replace a portion of your income, giving you financial support while you focus on recovery and protecting your household expenses.
All of our service levels include
Helps replace part of your income when a covered illness, injury, surgery, pregnancy, or recovery period keeps you from working for a short time.
Provides continued income support if a serious illness or injury prevents you from working for an extended period
Helps protect your paycheck so you can continue covering everyday expenses while you recover.
Gives you financial breathing room during doctor visits, treatment, surgery recovery, or extended healing time.
Helps you keep up with bills like mortgage, rent, utilities, groceries, childcare, and other monthly costs.
Helps reduce financial stress so you can focus on getting better instead of worrying about lost incom