Terms of Service

Effective Date: September 22, 2026

Welcome to aafarleyins.com, the website of A. A. Farley Insurance Agency, Inc. These terms describe the permitted use of our website and provide information about requesting insurance services through our agency.

Website Information

The information on this website is provided for general informational purposes. Insurance descriptions are summaries and do not include every policy term, condition, limitation, or exclusion. Website content does not replace a review of your insurance needs or the terms of an actual policy.

Although we work to keep information accurate and current, website content may contain errors or become outdated. Please contact our agency to confirm information relevant to your coverage.

Quotes and Applications

Requesting a quote or submitting an application does not guarantee eligibility, a particular premium, or coverage. Quotes are subject to verification of information, underwriting review, carrier requirements, and applicable terms.

Please provide accurate and complete information when requesting quotes or submitting applications, and let us know promptly if that information changes.

Coverage Requests and Changes

Submitting a website form, sending an email, leaving a voicemail, or requesting a quote does not, by itself, bind, change, renew, or cancel insurance coverage.

Please obtain confirmation from an authorized agency representative or your insurance carrier that your request has been completed, including the applicable effective date. Do not assume coverage is in place or that a requested change has taken effect solely because you submitted a request.

Policy Terms Control

Coverage is governed by the applicable policy, endorsements, and any valid binder, subject to applicable law. If a website description differs from those documents, the insurance contract controls.

Coverage availability, eligibility, premiums, and underwriting requirements vary by carrier, product, and state. Insurance services are offered only where our agency and its representatives are appropriately licensed and authorized.

Claims

If you need to report a claim, follow the reporting instructions in your policy or contact your insurance carrier directly. You may also contact our agency for assistance.

Please do not rely solely on a general website contact form to report a claim, particularly when a reporting deadline applies. Claim decisions are made by the insurer under the applicable policy and law.

Third-Party Websites

Our website may link to insurance carriers, quote platforms, payment portals, or other third-party websites. Those websites operate under their own terms and privacy policies. We do not control their content, availability, or security.

Privacy

Our Privacy Policy explains how we collect, use, and share personal information. Please review it before submitting information through our website.

Do not submit Social Security numbers, payment card information, or detailed medical records through a general website contact form or ordinary email. Contact our agency for an appropriate way to provide sensitive information.

Permitted Use

You may use this website for lawful purposes to learn about our agency and request insurance services. You may not misuse website forms, submit fraudulent information, attempt unauthorized access, introduce harmful software, or interfere with the website’s operation.

Website Content and Ownership

Content owned by A. A. Farley Insurance Agency, Inc., including our original text, branding, and graphics, may not be reproduced or distributed for commercial purposes without permission, except as permitted by law. Third-party names, logos, and materials belong to their respective owners.

Website Availability

We may update, modify, or temporarily suspend website features. We do not guarantee uninterrupted or error-free access. If the website is unavailable, please contact our agency by telephone or email.

Changes to These Terms

We may revise these terms periodically. The current version will appear on this page with an updated effective date.

Contact Us

For questions about this website or assistance with insurance services, contact:

A. A. Farley Insurance Agency, Inc.
Phone: (833) 619-1410
Email: info@aafarleyins.com
Website: aafarleyins.com