Flood Insurance Coverage for the Unexpected
Flood damage is not always covered by a standard homeowners or renters policy. Flood insurance can help provide added protection for your home, belongings, or property when heavy rain, rising water, storm surge, or other flooding events occur.
Building Coverage
Coverage that may help protect the structure of your home, including the foundation, electrical systems, plumbing, flooring, and built-in appliances.
Contents Coverage
Protection that may help cover personal belongings such as furniture, clothing, electronics, and other items damaged by a covered flood.
Flood Risk Review
Guidance to help you understand your flood risk, review available coverage options, and choose protection that fits your property and needs.
Flood Protection Beyond a Standard Policy
Many standard home and renters insurance policies do not cover flood damage. Flood insurance can help protect your property and belongings from covered flooding events, giving you added support when rising water, heavy rain, or storm-related flooding causes damage.
What Flood Insurance Can Help Protect
Coverage that may help protect the structure of your home, including the foundation, electrical systems, plumbing, flooring, and built-in appliances
Protection that may help cover furniture, clothing, electronics, and other personal items damaged by a covered flood.
Coverage may be available for certain basement items, depending on the policy and what is considered covered property.
Guidance to help you understand your flood risk and review coverage options for your home, rental, or property.
Help reviewing coverage limits, deductibles, and policy details so you understand what protection may apply.
Flood insurance can provide added protection because standard home or renters policies may not cover flood damage.